Insurance

The team here at Ensign Ship Brokers understand how important insurance is to you. Through our own personal experiences, we have found two insurance companies who we believe handle insurance best: Club Marine and Nautilus Marine. The basics of their insurance policies have been outlined below.

If all of your questions haven’t been answered, do not hesitate sending us an e-mail sales@ensignbrokers.com.au or giving us a quick phone call on (07) 5532 1122.

______________________________________________________________

Club Marine

Comprehensive Cover

Gives you protection if your craft suffers accidental loss or damage, cover for death or injury to other people or damage to their property.

The Club Marine policy offers coverage of items that other insurance companies may charge extra for.

Club Marine policy holders receive the benefits listed below. Additional Covers This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy.

It covers your boat if left unattended on a beach or moored temporarily off any exposed beach or shore (excluding NSW Metro runabouts). Emergency trailerable towing up to $1000. It covers your outboard or auxiliary motor even if it is not fitted with a safety device and it falls over the side. There is up to 60% discount on your premium if your boat is laid up.

Third Party Cover

Third party cover gives you protection if you accidentally cause damage to another person’s property. Third Party Cover Benefits This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy.

Your third party cover still applies if you are in charge of someone else’s boat. You are protected against liability from injury or damage just as you would be on your own boat, provided that the other boat is uninsured. Members of your family are covered under Club Marine third party cover.

Cover is provided for water skiing, including barefoot skiing when the policy has been extended to cover it. Cover is provided for the death of, or bodily injury to, a third party arising from an incident covered under the policy.

Cover is provided for damage to the property of other people caused by or arising out of the use of the insured boat by you or any person who has your permission.

______________________________________________________________

Nautilus Marine

In the field of boat insurance, Nautilus Marine stands virtually unchallenged by any other in the range of products we can offer. When considering any of our products, you should carefully read the Product Disclosure Statement that we provide to ensure that the product meets your need%